Job Overview
An Emerging Enterprises Group (EEG) Relationship Manager manages a portfolio of small-to-medium enterprise (SME) or mid-sized commercial clients, driving banking product sales, credit disbursement, and portfolio health.
1) Maintain and service a dedicated portfolio (typically SME or mid-market clients).
2) Source new working capital, term loans, and credit facilities (such as Express OD) by conducting daily client calls and branch visits.
3) Offer a full suite of banking products, including Current and Savings Accounts (CASA), credit cards, trade finance, treasury services, and insurance policies.
4) Review client financial statements, bank account statements, cash flow churn, and interest-servicing records to prepare Credit Approval Memos (CAM).
5) Coordinate KYC verification, legal and property valuation checks, scan submissions, and post-login loan formalities.
6) Track upcoming account renewals in advance, collect updated financials, manage account regularizations, and ensure adherence to regulatory and internal risk policies
Looking for candidates with experience in sales of business banking products, working capital products, SME loans, emerging corporates and should have a sound knowledge on analysis of financial statements can be an ideal fitment for the role.